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Mortgage Approval Services

Click Mortgages is a specialist company which helps people with past credit problems arrange a mortgage.

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Credit Problems

Have you been declined for a mortgage? At Click Mortgages, we can help our clients with all their credit problems and look to get a mortgage approved with our thorough understanding of credit issues and strong links to appropriate lenders. Past mortgage arrears, missed credit card payments, defaults, county court judgments, debt management plan, IVA, bankruptcy and more.

FIRST TIME BUYER

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REMORTGAGE

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PROPERTY PURCHASE

BUY TO LET

RIGHT TO BUY

HELP TO BUY

SELF EMPLOYED OR CONTRACTOR MORTGAGES

CREDIT PROBLEMS

KEY WORKER MORTGAGES

SHARED OWNERSHIP

Clients Reviews

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Some of the most common credit issues are:

• Past Mortgage Arrears
• Missed Credit Card Payments
• Defaults
• County Court Judgements
• Debt Management Plan
• IVA
• Bankruptcy

A lot of people suffer from credit problems or poor credit score. This could be because of over borrowing, relationship breakdowns, or redundancy among a host of other issues. We specialise in assisting clients get an approved mortgage despite credit problems.

Meet Your Mortgage Services
Team

We are here to help you get your Mortgage approved quickly. Our team considers all credit situations

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Our Expertise

.Arranging a mortgage when you have had credit problems can be a challenge but we have many specialist lenders that will look to help.Your personal adviser will guide you every step of the way. Many specialist lenders only consider clients with credit problems when the business is introduced from an approved broker such as ourselves. We have access to all lenders and will select the best lender for your situation.

First Time Buyer

Buying a property for the first time is very challenging, particularly if you have had any credit problems.

First Time Buyer

First Time Buyer Application

Remortgage

Is the remortgage market just a maze of confusion for you? Do you want to find your way through it and know the best solution?

Remortgage

Property Purchase

Buying a property can be a daunting task with many complexities. There are many different parties and processes involved in the entire process

Property Purchase

Right to Buy

Right to Buy is a scheme that allows tenants in public sector homes to buy property that they presently rent at discounted prices below the market rate.

Right to Buy

Right to Buy Application

Help To Buy

Help to Buy is a fantastic way to purchase a New Build property up to a value of £600,000, particularly if you do not have a large deposit.

Help To Buy

Help To Buy Application

Shared Ownership

A lot of first time buyers do not have the funds to afford a property outright. You can go for a shared ownership that enables you to buy a part of the home and rent the remaining part.

Shared Ownership

Shared Ownership Application

Buy to Let

Whether you are looking to finance your first buy to let or want to refinance a large portfolio, all aspects of Buy to Let property finance purchase or remortgage our advisers will guide you every step of the way.

Buy to Let

Buy to Let Application

Guarantor Mortgages

It is quite normal to want to have a mortgage but for whatever reason the income isn’t enabling you to borrow the amount that you need. By using a guarantor can really help increase the borrowing available.

Guarantor Mortgages

Guarantor Mortgage Application

Contractor Mortgages

Many people today are employed on a contract basis, and there are many different types of contracts. Unfortunately Contractors can often have difficulty in obtaining a mortgage.

Contractor Mortgage

Contractor Mortgage Application

Even if you simply missed a credit payment a lot of lenders could just turn their backs on you! You could feel dejected and believe that you cannot secure a mortgage ever! However no matter what your credit issues from very minor through to Bankruptcy, we have the expertise to look to get a mortgage approved!

Free Mortgage Application

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Click Mortgages, International House, Old
Walsall Road, Birmingham B42 1NN
Tel: 0800 0854401
Email: advice@clickmortgagesolutions.co.uk

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LEGAL INFORMATION

Click Mortgages is a trading name of Click Commercial Funding Limited which is authorised and regulated by the Financial Conduct Authority and is entered on the FCA Financial Services Register under reference 708871. Registered in England & Wales 09613956.

The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.

The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers in the UK.

We charge a standard broker fee only upon the issue of a full mortgage offer. The fee is for research, advice, recommendation and implementation (e.g. application, administration of arranging the mortgage and any associated protection products]. We will also be paid a commission from the lender and insurer. 

Our standard broker fee ranges from £750 to £1995 dependent upon the complexity of the transaction. The exact amount will be discussed and agreed with you prior to commencement of any chargeable work.

In the event that you wish to register a complaint, please write to us – International House, Old Walsall Road, Hamstead, Birmingham B42 1NN or telephone on 0121 357 1641. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234567.

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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