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Bad Credit Mortgage Specialists

Click Mortgages is a specialist mortgage broker for clients with a low credit score or have a poor credit history. We will help arrange your mortgage taking into account all your credit problems, from a missed credit card payment through to more serious issues such as bankruptcy.

Click Mortgages Consider All Credit Situations

It is quite normal to want to have a mortgage but for whatever reason the income isn’t enabling you to borrow the amount that you need. By using a guarantor can really help increase the borrowing available.

We Help with All Credit Situations

  • Low Credit Score
  • Missed Credit Card Payments
  • Defaults
  • CCJ’s
  • Debt Management
  • IVA
  • Bankruptcy

Property Purchase, All types of purchase including:

  • First Time Buyer up to 90% LTV
  • Next Time Mover up to 85% LTV
  • Right to Buy up to 100% of the price
  • Shared Ownership up to 95% of share
  • Help to Buy with only 5% deposit

Remortgages arranged for all types of reasons including:

  • Get a better rate
  • Repay debts and lower your payments
  • Pay off an ex-partner
  • Release cash for any purpose

Buy to Let Mortgages

  • Up to 85% LTV
  • Credit Problems accepted
  • Purchase or Remortgage
  • Available for First Time Buyer
  • Mortgage amount linked to rental income

5 star Feefo Reviews

We have lots of happy clients 

Expert Advisers

Expert Advisers who understand credit problems, will guide you personally throughout the transaction.

Taking the next step

We are here to help you get the mortgage you need. 

Find Out How We Can Help You

Some of The Mortgages We can Help you With.

First Time Buyer

Borrow up to 95% with past credit issues

Right To Buy

Borrow up to 100% of the discounted price

Help to Buy

Only 5% deposit required


Repay Debts, Raise money for any purpose

Buy To Let

Purchase or Remortgage for any purpose

Property Purchase

Next Time Buyer up to 95% with past credit issues

Shared Ownership

Only 5% Deposit Required

Contractor Mortgages

Lending amount can be based on your daily pay rate

Credit Problems

We are experts at arranging mortgages with credit problems

Guarantor Mortgages

You can borrow higher amounts with a guarantor

Fixed Rate Mortgages

Get a Low Fixed Rate even with credit problems

Separation or Divorce Mortgages

Remortgage and Buy out your ex.

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