Get a First Time Buyer Mortgage Approved Quickly
Bad Credit Mortgage Specialists
Click Mortgages can help arrange your First Time Buyer Mortgage taking into account all your credit problems, from a missed credit card payment through to more serious issues such as bankruptcy.
Click Mortgages Consider All Credit Situations
Click Mortgages can help arrange your mortgage taking into account all your credit problems, from a missed credit card payment through to more serious issues such as bankruptcy.
We can Help with All Credit Situations
- Low Credit Score
- Missed Credit Card Payments
- Defaults
- CCJ’s
- Debt Management
- IVA
- Bankruptcy
- All Situations


First Time Buyer Mortgages arranged for all types of situations including:
- First Time Buyer up to 95% LTV
- Right to Buy up to 100% of the price
- Shared Ownership up to 95% of share
- Help to Buy with only 5% deposit
- Gifted Deposit
How do I Get a First Time Buyer Mortgage?
- Contact Us to discuss your situation
- We will assess your Credit History
- We quickly review lender options
- We will give you a detailed quote of the best solution
- Our expert team will guide you every step of the way


First Time Buyer Mortgages, some highlights:
- Fixed Rates – get a fixed rate and have stability of payments
- LTV – Borrow Up to 95% of the Property Price
- Incomes – All Types of incomes can be used including Tax Credits
- Deposit – this can be Gifted from a family member
- Buying from family? – Use a discount as your deposit
- Up to 4 Applicants with all income taken into account
5 star Feefo Reviews
We have lots of happy clients
Expert Advisers
Expert Advisers who understand credit problems, will guide you personally throughout the transaction.
Taking the next step
We are here to help you get the mortgage you need.

Find Out How We Can Help You
Some of The Mortgages We can Help you With.
First Time Buyer
Borrow up to 95% with past credit issues
Right To Buy
Borrow up to 100% of the discounted price
Help to Buy
Only 5% deposit required
Remortgage
Repay Debts, Raise money for any purpose
Buy To Let
Purchase or Remortgage for any purpose
Property Purchase
Next Time Buyer up to 95% with past credit issues
Shared Ownership
Only 5% Deposit Required
Contractor Mortgages
Lending amount can be based on your daily pay rate
Credit Problems
We are experts at arranging mortgages with credit problems
Guarantor Mortgages
You can borrow higher amounts with a guarantor
Fixed Rate Mortgages
Get a Low Fixed Rate even with credit problems
Separation or Divorce Mortgages
Remortgage and Buy out your ex.